Richard has an ext than 30 year of experience in the financial services industry as one advisor, controlling director, and director that training and also marketing, specializing in Finra exams, investing, and retirement planning. He has served as an editor or skilled contributor for more than a dozen books, consisting of Webvisor, wide range Exposed, 5 actions for picking the finest Financial Advisor, and also The Retirement Bible. His personal finance column appears on the sites of more than 100 local and community banks.

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Updated November 05, 2021
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American Precious metals Exchange (APMEX) has built itself right into a global precious steels powerhouse because its starting in 2000. It's not surprising that it has actually the largest choice of precious metals products, making the our selection as the online gold dealer v the best substantial offering.

In enhancement to a wide range of gold and silver bullion and coin products, APMEX additionally has one extensive an option of platinum, palladium, and also copper products. That is coin an option is a virtual joined Nations, representing coins indigenous the U.S., Canada, Australia, southern Africa, Mexico, and beyond. APMEX is likewise one that the finest sources because that collectors, offering a wide selection of coins and also old banknotes.

While APMEX doesn't have the lowest prices around, its far-reaching sales volume enables it to be competitive. Utilizing the gold Eagle coin together a barometer for pricing competitiveness, APMEX is providing the 1 oz. Coin because that $1,903 as of November 5, 2021. That's just 5.7% over the point out price of yellow at $1,800, i m sorry is fairly competitive. APMEX also offers bulk discounts top top bullion and coins on purchases up to 19, 20 to 99, and 100 or more.

Ease-of-use is likewise a toughness of APMEX, v easy navigating to browse products and a rapid three-step checkout process. As soon as you location an order, you have actually 10 minutes to finalize the acquisition to lock in current pricing. APMEX update its pricing every 60 seconds.

Another crucial advantage is APMEX's cost-free shipping on any type of order end $199. Over there is no minimum bespeak requirement. Order under $199 space charged a $9.95 shipping fee. Insurance allowance is consisted of on all shipped packages. Credit transaction card orders might qualify because that APMEX's QuickShip Program, which provides next-day handling for U.S. Orders.

If you want your gold stored, APMEX will ship it come Citadel an international Depository Services, among the world's biggest private warehouse facilities, for an yearly fee.

You have plenty of payment choices with APMEX, including credit or debit card, document check, financial institution wire transfer, PayPal, bitcoin, and also eCheck. Credit transaction cards, PayPal, and bank wire transfers can clear in ~ one to 3 days. Checks take at least 4 days to clear. After ~ your very first purchase, you room eligible to use APMEX's eCheck option, which have the right to accelerate your order processing.

APMEX provides a 7-day return and refund on any kind of order yet reserves the ideal to fee a tide fee that $50 or 10% of the purchase amount. It also provides customers through a quick-and-easy buyback process. As soon as they obtain the product, payment is issued within one service day.

APMEX is cursed to providing excellent customer service and also education. Customers can contact its company center via live chat, email, or call during company hours however may place orders 24/7 all week long. New investors will certainly appreciate APMEX's source center top top its website, giving educational information in addition to current insights on to buy gold.

APMEX tote an A+ rating v the BBB.

Since its establishing in 2011, JM Bullion has conveniently grown to become's "fastest-growing precious steels company" in the U.S. That development can it is in attributed to JM Bullion's appointment to giving a wide choice of products, competitive and transparent pricing, dedicated customer support, one automated to save plan, and also a straightforward purchasing process. This provides it our selection as the virtual gold dealer v the best customer experience. 

Its product selection is extensive, v a wide range of gold, silver, platinum, copper, palladium coins, and bars, priced competitively with no commissions or extr fees. That advertised price that a 1 oz. Yellow Eagle coin is $1,933 in November 2021, about a 7.4% mark-up indigenous the spot price the $1800. JM Bullion offers members that the military the exact same discount it provides on mass purchases. 

Payments deserve to be make by ACH transport (up to $75,000), cryptocurrency (up come $250,000), document check (up come $75,000), credit or debit map (up to $25,000), PayPal (up come $25,000), and bank wire move (up to $250,000). Credit card and also PayPal payments room assessed a 4% processing fee. 

Shipping is free for order of $199 or more and contains insurance costs. For orders less than $199, you'll salary $7.99 (more if girlfriend upgrade your shipping technique at checkout). Friend can additionally choose to have actually their gold shipped cost-free to JM Bullion's warehouse partner, TDS Vaults, a high-security depositary with several areas worldwide. 

JM Bullion offers a five-day return policy. While the doesn't indicate on that is website whether there is a restocking fee, you space responsible for market losses. The dealer has actually a minimum buyback policy of $1,000. You deserve to visit that website to watch its existing buyback prices.

JM Bullion prides itself on its specialized customer support, i m sorry is easily accessible during business hours via live chat, email, and also phone. The company has good reviews top top Trustpilot and also positive reviews from the BBB with an A+ rating.

If a dealer asserts itself together the "lowest cost" online gold dealer in the U.S., the should ago its case with a low-price guarantee. That's simply what SD Bullion does, making the our an option as the ideal low-price option for yellow investors. 

Established in 2012, SD Bullion offers a full array of valuable metals, including gold, silver, platinum, copper, and palladium, but their an option of assets is more restricted than several of their peak competitors. Because that instance, at any type of one time, it might only carry two brands of yellow bars. Because that investors in search of the best deal with no brand preference, SD Bullion can't it is in beaten. In addition to gold coins and bullion, SD Bullion also sells pistol ammunition and precious steel safes. 

It has the shortest price because that a gold Eagle coin, offering for $1,922 together of November 2021, a reasonable markup on the existing price of gold which is around $1800. Include in its complimentary shipping on orders over $199 ($9.95 level rate because that orders under $199), and also it's an unbeatable total price for gold investors. If a client spies a price lower than SD Bullion's, the dealer will match it. 

If payment is not received by the payment deadline, your order will certainly be subject to a market loss fee, a 5% cancellation fee, and also any collection expenses incurred through SD Bullion. SD Bullion offers a full array of payment options, including:

Bitcoin (up to $250,000)Cashier's check (up come $20,000)Credit or debit map (up to $5,000)E-check (up come $10,000)PayPal (up to $5,000)Personal inspect (up come $20,000)Wire transfer ($20,000 and also up)

PayPal and credit card payments room charged an additional 4% handling fee. If you select to have actually your gold stored, you deserve to open a warehouse depository account and also have her gold stored straight with SD Bullion and totally insured through Lloyd's of London. The expense is cost-free for the an initial three months; warehouse fees begin at $9.99 a month based upon the quantity stored. 

Returns are embraced within three days the delivery, yet refunds room not guaranteed. SD Bullion will identify if it will accept her return request. A autumn fee—5% the the acquisition or $35, whichever is higher—is charged, and SD Bullion may require you come cover the expense of any market loss. SD Bullion will repurchase your gold despite buyback prices are not published. Payments space issued in ~ one to three days after SD Bullion obtain the return. 

SD Bullion's customer service reviews are usually positive, v customers reporting great access come representatives v chat, email, and also phone. Numerous of the comments highlight the speedy ordering process and reasonably quick deliveries. SD Bullion has earned high ratings indigenous BBB users, right now 4.8 out of 5 stars, and also an A+ rating from the organization. Trustpilot users give it 4.5 the end of 5 stars.

Although BGASC offers a complete lineup of yellow products, that is primary focus is on offering gold bullion coins. Their selection of coins is vast, prices are very competitive, and customer service is excellent, i m sorry is why BGASC is our selection for the finest online gold dealer because that coins. 

BGASC is the newest agency in this roundup, yet they"ve regulated to build a hard reputation as a significant player, particularly as a gold coin dealer. In addition to a great selection of every the vital standbys—such together American Eagles, Canadian yellow Maples, southern African Krugerrands, Pre-1933 U.S. Gold, and also Australian gold Kangaroos—they maintain an extensive inventory of premium and rare numismatics. It additionally offers silver, platinum, and palladium products. They perform offer gold bars in all the standard sizes, however they tend to focus on one brand—PAMP Suisse Fortuna yellow Bars.

The yellow bars they do sell space priced competitively—their 1 oz. Gold Eagle coin is offered at $1,909.58, one of the shortest in this roundup.

One that the defect of BGASC is its restricted payment options. Currently, they only permit payments with document checks (up to $100,000), PayPal (up come $10,000), credit and debit cards (up to $10,000), and also bank wire transfers (minimum the $3,000). 

Shipping is complimentary for assignment of $5,000 and also over. If that may be a high bar for smaller sized investors, the $9.95 fee because that orders under $5,000 is quiet affordable. BGASC handle its own storage with an accredited warehouse vault insured by Lloyd's the London. 

BGASC only uses a three-day return plan that will dock you for a 5% tide fee ~ above PayPal and credit card orders, together with a possible market loss fee on all returned products. They also offer a buyback program with current buyback prices listed on their website.

Customer reviews also praise BGASC's customer service, touting knowledgeable reps and quick response times (though lock don't have actually live chat). Similar to most other online yellow dealers, your customer company is accessible during service hours. 

For a gold dealer the was just started in 2012, BGASC has built a solid online reputation through an A+ rating native the BBB with zero complaints and a solid 4.8 the end of 5 stars top top Trustpilot on more than 6,400 reviews. BGASC is likewise a Certified Coin Exchange (CCE) member and an authorized dealer for the Numismatic Guaranty coporation, group (NGC).

Known generally for the vast selection of gold coins, including collectible and numismatic coins, gold Eagle Coins' began in 1974 and maintains a track record of customer satisfaction the is unmatched, i m sorry is why it makes our list as the many reputable virtual gold dealer.

You can't aid but marvel at gold Eagle Coins' considerable selection. In addition to the famous coins, such together American Eagles, southern African Krugerrands, and also Canadian Maple Leafs, gold Eagle Coins sells a wide variety of silver, platinum, palladium, and also copper coins. Investor can likewise find a great selection of pre-1933 coins, commemoratives, mint sets, and foreign coins from more than 100 countries. 

Also, girlfriend won't find too plenty of dealers the offer historic currency, such as Confederate notes and Colonial currency. Collectors are additionally impressed with its an option of ancient Arabic, Greek, Roman, and also medieval coins. 

Golden Eagle Coins' pricing is decent but not practically as cheap together BGASC or SD Bullion. Its gold Eagle Coin sells for $1,949.43 in November 2021, a bit higher than its key competitors. However you go to gold Eagle Coins for its choice and service, not necessarily because that its pricing. 

Golden Eagle Coins supplies all the conventional payment options, including bitcoin, document check, credit card, PayPal, and also bank wire transfer. There's a $5,000 acquisition limit for credit transaction cards and a $2,500 minimum for financial institution wire transfers. PayPal and also credit card orders room subject come a 4% handling fee. 

Standard shipping is complimentary for order of $99 or much more and $9.95 because that orders under $99. You can upgrade her shipping speed to priority mail for $14.95 or express mail because that $24.94. Gold Eagle Coins accepts return for 7 days following delivery. You may be responsible because that a restocking fee and also a market loss fee. Buyback prices are noted on that is website.

Though it doesn't offer live chat, gold Eagle Coins obtain high marks because that its customer organization from hundreds of customer reviews. Solution times come phone and email inquiries room fast, and the service is very responsive. Gold Eagle Coins' online reputation is impeccable. It carries one A+ rating v the BBB, through just four complaints in the last 3 years. That scores 4.5 the end of 5 stars based on much more than 5,200 reviews on Trustpilot.

CategoryCompanyShipping Policy
Best OverallMoney metals ExchangeFree shipping end $500
Best substantial OfferingAPMEXFree shipping end $199
Best customer ExperienceJM BullionFree shipping over $199
Best Low-Price OptionSD BullionFree shipping over $199
Best because that Gold CoinsBGASCFree shipping end $5,000
Best ReputationGolden Eagle CoinsFree shipping end $99

generally Asked questions (FAQs)

What Is an virtual Gold Dealer?

The top online gold dealers space trusted merchants offering everything from investment-grade bullion, coins, collectible gold pieces, and also more. Customers can quickly compare prices across multiple sellers and make a to buy decision based on price and also shipping speed. The height dealers offer choices to take physical distribution of the gold or store it in a secured vault. Customers likewise have the choice of selling their gold earlier to the dealer.

just how to to buy Gold online

Like numerous other assets buying gold online have the right to be as easy as point-and-click. The best dealers have a well-organized website through easy navigation to find and compare assets by category (i.e., bullion by weight, coins, out-of-mint coins, etc.). Once you find a product girlfriend want, you click on it to testimonial the details. Together with any type of online shop, girlfriend can include it to her cart. You can then go into the quantity you want. Native there, you can continue to shop or move on to checkout.

Once you start the checkout process with most dealers, your price is locked in for a short period, generally 10 come 15 minutes. You need to finish your purchase prior to the pricing expires, or you may see the price changed up or down based on how the sector is moving.

Once you finish checkout, you will certainly receive an email confirmation together with ongoing shipping notifications. 

can You keep Gold in ~ Home?

Yes, you have the right to store her gold in your home (except in the instance of yellow IRAs). The concern is even if it is you would want to. Nothing win the security of having your gold stored in a highly reputable depositary, such as Brinks worldwide Services, which has actually vault places throughout the country. 

For those who favor to store their yellow close come them, the ideal location to keep gold is a well-hidden, at-home safe. If you do store her gold in ~ home, be sure to check that her homeowner's insurance consists its potential loss or damage. You may need come purchase additional coverage. 

Is purchase Gold digital Safe?

Buying gold digital is as safe as any other transaction you do over the web as long as you recognize you're dealing with a reliable company. The best dealers use SSL encryption and also are PCI compliant. Plus, all your shipments space insured because that their complete value. 

The most significant risk you face is purchasing native an illegitimate company that sell fake products, overpriced inventory, or simply runs off v your money. As with any type of online purchase, you are your very first and last heat of defense versus scammers. You have to do her due diligence on yellow dealers by researching lock online. 

how to choose a reputable Gold Dealer

Unquestionably, a company's reputation is the number one criteria to evaluate and compare yellow dealers. The single best measure of a company's reputation is that transaction history, which deserve to be assessed by customer reviews. Companies with a big number of reviews are typically much more established (longer monitor record) or have accumulated their trust and also reputation with a greater variety of transactions. 

Additionally, you must look because that the following when analyzing a dealer's reputation: 

Track record: Generally, the more established an online gold dealer is, the better. You will discover some dealers on our list who"ve been in business for much less than 10 years, so friend should additionally look at their online reputation based on customer reviews.Physical firm headquarters: You want to verify that the digital gold dealer has a physical and also traceable presence even if castle don"t have brick-and-mortar stores. Avoid any kind of dealer who just lists a P.O. Box.

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Clear return and buyback policies: many dealers permit for at the very least three days to return a product because that returns. Inspect to see if there is a restocking fee and also how lot they charge. Legitimate dealers additionally have a buyback policy. Inspect on the demands for offering your gold earlier to the dealer and also whether they perform their buyback prices.Transparent pricing: gold prices fluctuate by the minute, so it"s necessary that the dealer gives clear pricing based upon the most accurate and also up-to-date prices. The finest online gold dealers don"t fee commissions or extra fees, but it"s vital to confirm that before finalizing your purchase.


A fast search the "online gold dealers" discover dozens of results, which have the right to be overwhelming as soon as determining the best. We screened 22 companies based on their BBB rating and customer reviews. The the 13 remaining dealers, we applied our criteria of digital reputation, length of track record, price transparency, payment options, shipping speed, absence of commissions and hidden fees, and also customer service to small our choices for the best in six various categories. Depending on your specific needs and also preferences, you can't go wrong with any of them.